BNPL Is ″Buy Now, Pay Later″ the consumer credit magic bullet we’ve all been waiting for? vspace_10px.png Buy Now, Pay Later is a rapidly growing consumer credit sector. Last year, it is reported, it was used in 3.6% of retail sales in the UK. Is it a panacea or a plague? Long Read: 17 pages. BIScom Subsection: Consumer finance spacer_20_tallx1_wide.png please_be_informed_front_page_article_separator.png